Mortgage Reveal

Compare Scenarios

Build two loan scenarios side by side and see the real difference.

Rate pre-filled from Freddie Mac PMMS via FRED·As of October 15, 2026 · Adjust to match your actual offer
$
A
%
$

Below 20% — PMI applies

%
$

Monthly Payment

$3,074/mo

Principal & Interest$2,804
PMI$270

Total Interest

$604,490

Payoff Date

Oct 2056

PMI drops off

Aug 2035 · saving $270/mo

$28,350 total PMI paid

B
%
$
%
$

Monthly Payment

$2,335/mo

Principal & Interest$2,335

Total Interest

$480,583

Payoff Date

Oct 2056

No PMI — 20%+ down payment

Comparison

Credit Union costs $739/mo less per month.

Credit Union saves $123,907 in total interest.

$3,074/mo total · $604,490 interest · Oct 2056 payoff for This Rate · $2,335/mo total · $480,583 interest · Oct 2056 payoff for Credit Union