Mortgage Reveal

Compare Scenarios

Build two loan scenarios side by side and see the real difference.

Rate pre-filled from Freddie Mac PMMS via FRED·As of October 15, 2026 · Adjust to match your actual offer
$
A
%
$

Below 20% — PMI applies

%
$

Monthly Payment

$3,845/mo

Principal & Interest$3,575
PMI$270

Total Interest

$238,483

Payoff Date

Oct 2041

PMI drops off

Jul 2029 · saving $270/mo

$8,640 total PMI paid

B
%
$
%
$

Monthly Payment

$3,186/mo

Principal & Interest$3,186

Total Interest

$213,421

Payoff Date

Oct 2041

No PMI — 20%+ down payment

Comparison

Credit Union costs $659/mo less per month.

Credit Union saves $25,062 in total interest.

$3,845/mo total · $238,483 interest · Oct 2041 payoff for This Rate · $3,186/mo total · $213,421 interest · Oct 2041 payoff for Credit Union